Markets open · Engine online
Real rates. No signup.
No sales pitch.
BankCheap pulls live rate data from FRED and financial institutions directly — savings, mortgages, cards, loans — and lets you ask an AI to run the math, in plain English. No email required. No 'best of' rankings for sale.
/engine
The AI-assisted calculator.
Not your bank's calculator. Describe the goal — the engine models the math.
AI Projection
"What if I save $800/mo for 5 years?"
Describe your financial scenario in plain English. Our AI fills in reasonable assumptions and returns a single projection with the math it used.
AI PROJECTIONREADY
$ session.init --mode=savings
$ verifying disclaimer.acceptance ...
âš awaiting disclaimer acknowledgement.
Projection · savingsAwaiting projection…
—Live market comparison
High-Yield Savings · CDs · Treasury● LIVE FEED
| Institution | APY | Status | ||
|---|---|---|---|---|
| No listings available yet. | ||||
Hidden Gem5.30% APY
BrioDirect HYS
Lesser-known online bank consistently topping the APY charts.
Compare Banks →
Credit Union5.30% APY
NASA FCU 15-mo CD
Credit-union-only certificate paying above-market rates.
See CDs →
Rent Hack1x Pts
Bilt Mastercard
Earn points on rent payments with no transaction fee.
View Cards →